Mortgage rates in the U.S. have seen fluctuations, with the average interest rate for a 30-year fixed-rate mortgage currently at 6.342%, slightly up from the previous day. In July 2024, the Reserve Bank of India reported a sequential increase in both deposit and lending rates following a nudge to banks to enhance deposit growth. The weighted average lending rate rose to 9.40%, while the average interest rate for personal loans varied, with 3-year loan rates increasing to 16.08% and 5-year loans decreasing to 21.14%. Additionally, the Plan 1 student loan interest rate in the UK will decrease to 6% from 6.25% due to a change in the Bank Base Rate. These trends reflect broader economic pressures and monetary policy adjustments affecting various loan types across different regions. Overall, borrowers are encouraged to compare rates regularly to find the best mortgage or loan options available.