Auto insurance rates across the U.S. are expected to rise significantly in 2024, driven by factors such as reckless driving, climate-driven natural disasters, and inflation. Minnesota is projected to see the highest increase at 61%, with Missouri and California also experiencing substantial hikes at 55% and 54%, respectively. In Connecticut, poor driving habits and high roadway fatalities contribute to rate increases, while sophisticated car technology and higher repair costs exacerbate the issue. Some insurance companies have been adding family members to policies without permission, further raising premiums. As inflation continues to pressure household budgets, experts advise drivers to shop around for better rates to mitigate the impact of these rising costs.